^{AI LIFE HACK OF THE DAY}
AI Budget Coach: Stress-Free Money Planning

Most people struggle with budgeting because it feels overwhelming — too many numbers, too much detail, and no clear plan to follow. This prompt fixes that by taking just three simple inputs — income, recurring expenses, and savings goals — and turning them into an easy-to-read monthly breakdown. The result is a clear set of spending categories that cut the noise and show exactly where money should go. It’s straightforward, beginner-friendly, and designed to make sticking to a budget almost effortless.

Try the prompt below to get your plan now 👇️ 

Act as a financial coach and create a monthly budget for me. Your task is to take my income, recurring expenses, and savings goal, then break down spending into clear categories. The context is that I want something easy to stick with and not overly complex. The expected output is a budget summary with suggested allocations for each category.

Turn AI Into Your Income Stream

The AI economy is booming, and smart entrepreneurs are already profiting. Subscribe to Mindstream and get instant access to 200+ proven strategies to monetize AI tools like ChatGPT, Midjourney, and more. From content creation to automation services, discover actionable ways to build your AI-powered income. No coding required, just practical strategies that work.

Subscribe to Get Your Free Guide

^{WORKFLOW BUILDER}
Turn Research Into Revenue With 1 PDF

Goal: Turn trending topics into clean, monetizable reports using ChatGPT for research and Canva for design. Package as a PDF and sell on Gumroad or Etsy.

Steps:

1. Pick Your Niche + Topic
   Prompt ChatGPT: Role: Research strategist. Task: Suggest 5 trending topics in [NICHE/INDUSTRY] that solo creators or small business owners want clarity on. Context: Make each topic specific enough to fit into a 10-page report. Output: A list of 5 topics + why they matter now.
   ➡️ Next action: Choose 1 topic that feels easy and marketable.

2. Generate the Research Summary
   Prompt ChatGPT: Role: Analyst. Task: Create a concise research summary on [TOPIC]. Context: Beginner audience, clear language, no jargon. Output: A structured outline with 3–5 sections and bullet-point insights.
   ➡️ Next action: Save the outline into Notion or Google Docs.

3. Draft the Report Content
   Ask ChatGPT to expand each section into 2–3 paragraphs with stats, examples, and takeaways. Keep it skimmable.
   ➡️ Next action: Copy the draft into Canva.

4. Design the PDF in Canva
   Pick a clean report template → Insert your content section by section → Add light visuals (icons/charts).
   ➡️ Next action: Export as a PDF.

5. Upload to Gumroad/Etsy
   Create a simple product page with a clear title, 1–2 lines of value, and a strong CTA (“Download Now”).
   ➡️ Next action: Publish the product link.

6. Optional: Bundle Reports
   As you create more, package 3 related reports into a bundle for higher-margin sales.
   ➡️ Next action: Add the bundle as a new product in your shop.

Pro Tip (Optional Upgrade): Use Unbounce to spin up a high-converting landing page for your report in minutes, with built-in A/B testing to quickly learn which headline and CTA drive the most downloads.

Why this works:
ChatGPT handles the research and writing, while Canva makes the design look professional without effort. You skip the complexity of full courses and ship bite-sized reports people actually finish. It’s a repeatable loop: one topic → one PDF → one product—ready to sell fast.

Discover the AI tools I trust — organized, updated, and built to help you win.

👉 Explore the brand new Tool Database

The Gold standard for AI news

AI will eliminate 300 million jobs in the next 5 years.

Yours doesn't have to be one of them.

Here's how to future-proof your career:

• Join the Superhuman AI newsletter - read by 1M+ professionals

• Learn AI skills in 3 mins a day

• Become the AI expert on your team

Start learning AI now

^{TODAY’S PROMPT}
Turn Any Idea Into a Viral Twitter Thread

This prompt turns any idea into a viral 6-tweet thread that builds authority, attracts followers, and drives clicks to your product or newsletter — no copywriting skills required. It works by breaking each tweet into a clear role (hook, value, CTA), so there’s zero guesswork. Whether you’re a solopreneur, coach, or creator, you’ll be able to turn insights into high-performing content that grows your audience and moves people to action — fast.

👉 Use the prompt + check out my example output here

Clear Ask:
Act as a viral Twitter ghostwriter. Write a high-impact 6-tweet thread that helps [AUDIENCE] learn [TOPIC] in a way that builds authority and drives clicks.

Context & Purpose:
This prompt is for creators, founders, and newsletter operators who want to turn their expertise into engaging content that teaches, entertains, and converts. Works for any niche — not just AI.

Inputs You Provide:
• Topic or Idea
• Audience (e.g., founders, coaches, freelancers)
• Tone & Style (tactical, witty, bold, etc.)
• CTA Type (follow, newsletter, product link)
• Optional Format (steps, tips, lessons, tools, stories)

Instructions for ChatGPT:
• Tweet 1 = bold hook that earns the click
• Tweets 2–5 = skimmable tips, steps, or lessons (one per tweet)
• Tweet 6 = punchy CTA that drives action
• Format for Twitter: short lines, line breaks, no fluff
• Be helpful, human, and easy to read — no AI speak

Perfect Output:
A plug-and-play 6-tweet thread with:
• A scroll-stopping hook
• 4 clear, valuable insights
• 1 strong CTA that drives clicks or follows

These 9 Amazon Prime Features Are Too Good to Miss

You already love free shipping and shows, but Amazon Prime has so much more. These 9 hidden perks – from exclusive deals to unlimited photo storage – can help you save time and money. Check out this list of exclusive features and start unlocking the full potential of your membership today

🔗 Unlock the 9 Prime Perks You’re Probably Missing

^{AI SPOTLIGHT}
Alibaba's New AI Model Is 10x Faster — and Costs Just 1/10 as Much to Build

Alibaba just dropped one of the most efficient open-source LLMs we’ve seen: Qwen3-Next-80B, a model that runs 10x faster than its predecessor and costs just a tenth as much to train. It’s built for performance and designed to work even on consumer-grade hardware, with some serious architectural upgrades like hybrid attention and sparse mixture-of-experts that let it crush benchmarks across the board.

Even more impressive? This thing holds its own against Qwen’s own 235B flagship—and in some reasoning tests, outperformed Google’s Gemini 2.5. It’s a clear signal: China’s AI players aren’t just catching up—they’re innovating through open-source.

Key Takeaways:

• Performance breakthrough: 80B model is 10x faster than previous 32B version with 90% lower training cost.

• Built for the masses: Optimized to run efficiently on iPhones and consumer devices via Apple’s MLX framework.

• Beating big names: New “Thinking” variant tops Google Gemini in third-party benchmarks.

My Take:

This is a massive flex from Alibaba—and a huge win for the open-source AI movement. We’re watching a quiet arms race play out in real time, and Qwen is gunning for the top tier. If you’re building with LLMs, don’t sleep on what’s happening outside the U.S.—there’s gold in these global models.

👉️ Read the full article here

^{AI QUICK HITS}

🧠 OpenAI is restructuring to give its non-profit arm an equity stake worth over $100 billion, potentially making it one of the world’s most powerful philanthropic forces, according to a statement from Chairman Bret Taylor and reporting from DigiTimes. (Full Story)

📉 Goldman Sachs warns that if Big Tech cuts AI spending back to 2022 levels, the S&P 500’s valuation multiple could drop by up to 20%—though the firm says we haven’t hit bubble territory yet. (Full Story)

💻️ Nearly half of all internet traffic is now bots, according to Imperva, and with 38% of human-made web pages lost to link rot (per Pew), experts warn the internet may be mostly AI-generated and "dead" within a few years. (Full Story)

^{AI MARKET PULSE}
Gen Z Is Teaching Execs AI — And Reshaping Corporate Power

Two-thirds of Gen Z workers are now actively training older colleagues on how to use AI tools—and it’s not just saving time (55 minutes daily on average), it’s flipping the corporate hierarchy. Senior directors say these partnerships let them focus on high-leverage work, and 82% say Gen Z is helping unlock new business opportunities. With 87% of younger workers seeing career upside from AI—compared to far fewer older peers—it’s clear who holds the cards in the new digital economy.

Why it matters for you:
This generational skills gap is a goldmine. If you're fluent in AI, you can build high-value services teaching execs what they missed, launch training programs that bridge the gap, or consult companies that want to fast-track adoption. In a world where skills beat titles, AI-savvy creators have a rare chance to monetize their edge—especially when every hour saved compounds into serious ROI.

Key Takeaways:

• Gen Z → AI consultants: Teaching execs unlocks power, not just productivity.

• 55-minute savings = clear ROI: Hard data makes a strong case for internal AI upskilling.

• Skills over seniority: Smart creators can sell training, build courses, or consult up the org chart.

👉️ Read the full article here

🤔 ^{Which image is real?}

One of these images is real, and one was created with AI. Vote for which one you think is real, and tell us why you voted that way.

The last edition’s results—70% were wrong!

Did you vote in the poll from September 12th? The bottom image was real! Go back and see the photos here. So what do you think? Are you getting better at spotting AI vs. not?

Keep This Stock Ticker on Your Watchlist

They’re a private company, but Pacaso just reserved the Nasdaq ticker “$PCSO.”

No surprise the same firms that backed Uber, eBay, and Venmo already invested in Pacaso. What is unique is Pacaso is giving the same opportunity to everyday investors. And 10,000+ people have already joined them.

Created a former Zillow exec who sold his first venture for $120M, Pacaso brings co-ownership to the $1.3T vacation home industry.

They’ve generated $1B+ worth of luxury home transactions across 2,000+ owners. That’s good for more than $110M in gross profit since inception, including 41% YoY growth last year alone.

And you can join them today for just $2.90/share. But don’t wait too long. Invest in Pacaso before the opportunity ends September 18.

Invest While You Still Can

_{Paid advertisement for Pacaso’s Regulation A offering. Read the offering circular at invest.pacaso.com. Reserving a ticker symbol is not a guarantee that the company will go public. Listing on the NASDAQ is subject to approvals.}