^{AI MARKET PULSE}
AI Is Becoming a Competitive Edge for Small Businesses

Small businesses are moving beyond AI experimentation and treating it as a strategic asset. A new LinkedIn report shows that most SMBs already use AI to streamline operations, reduce costs, and improve decision-making — with many viewing 2026 as a defining year for adoption. AI is lowering barriers to entrepreneurship, helping founders operate leaner while expanding opportunity. Leaders increasingly see upskilling in AI literacy as the new competitive advantage, enabling small teams to “punch above their weight” in crowded markets.

So what does that mean for you?
AI is no longer just a productivity tool — it’s a growth lever. The edge now belongs to small operators who combine automation with authentic human connection:

• Use AI to automate repetitive back-end tasks
• Upskill yourself and your team in AI literacy
• Focus saved time on relationships, trust, and revenue

The signal is clear. AI is leveling the playing field, allowing smaller businesses to compete with larger ones through efficiency and speed. Those who adopt strategically and invest in skills gain leverage; those who treat AI as a novelty risk falling behind as adoption accelerates.

👉️ Read the article here

AI Isn’t the Edge. Execution Is.

Most people are playing with AI.
Very few are using it to build income they control.

The AI Income Playbook gives you 200 practical, execution-ready income paths — clearly broken down so you can choose one and move.

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No “someday.”

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^{WORKFLOW BUILDER}
The "Faceless Viral Video" Creator

Goal: Turn a trending news headline into a 60-second viral TikTok script and visual storyboard, ready for rapid production.

Steps:

1. Identify the Viral Hook

   Extract the most emotionally resonant or surprising angle from your headline.

   • Prompt ChatGPT: Take this headline: "[News Headline]". Brainstorm 5 shocking or counter-intuitive angles that would grab immediate attention on TikTok.

   • ➡️ Next: Choose the single most compelling hook that sparks curiosity.

2. Draft the "Scroll-Stopping" Script

   Write a concise, engaging script designed for a 60-second video.

   • Prompt ChatGPT: Write a 60-second TikTok script (approx. 150 words) based on the hook: "[Your Chosen Hook]". Structure it with a strong opening, a clear problem/solution, and a call to action.

   • ➡️ Next: Refine the script, ensuring every sentence adds value and propels the viewer forward.

3. Generate Visual Cues (Storyboard)

   Create a scene-by-scene visual plan without needing a camera.

   • Prompt ChatGPT: For each 10-second segment of the script, suggest 2-3 specific visual descriptions for an AI image generator (e.g., "futuristic city skyline," "person looking confused," "data flowing").

   • ➡️ Next: Use Midjourney (or Leonardo) to generate an image for each key visual cue.

4. Create the AI Voiceover

   Turn your script into a professional-sounding narration.

   • Prompt ChatGPT: Write a 1-sentence prompt describing the ideal voice for this TikTok script (e.g., "energetic male voice," "calm female voice with a slight echo").

   • ➡️ Next: Use ElevenLabs to generate the voiceover from your script, choosing a voice that matches your brand.

5. Assemble and Add Captions

   Combine your visuals and audio, then add essential text overlays.

   • Prompt ChatGPT: Write 3-5 trending TikTok hashtags and a concise on-screen caption (under 10 words) for the first 5 seconds of the video.

   • ➡️ Next: Use a simple video editor (CapCut, InShot) to combine your AI images, voiceover, and captions. Add a trending sound, and publish!

Pro Tip (Upgrade):
Use Blotato to automate the entire process of creating faceless viral videos. It takes your input and generates the full video with visuals, voiceover, and captions, saving hours of editing time.

Discover the AI tools I trust — organized, updated, and built to help you win.

👉 Explore the brand new Tool Database

Vibe code with your voice

Vibe code by voice. Wispr Flow lets you dictate prompts, PRDs, bug reproductions, and code review notes directly in Cursor, Warp, or your editor of choice. Speak instructions and Flow will auto-tag file names, preserve variable names and inline identifiers, and format lists and steps for immediate pasting into GitHub, Jira, or Docs. That means less retyping, fewer copy and paste errors, and faster triage. Use voice to dictate prompts and directions inside Cursor or Warp and get developer-ready text with file name recognition and variable recognition built in. For deeper context and examples, see our Vibe Coding article on wisprflow.ai. Try Wispr Flow for engineers.

Try Wispr Flow

^{TODAY’S PROMPT}
Build a Budget That Actually Works

This mega-prompt operates like a disciplined financial strategist, converting your income, spending, and goals into a structured money blueprint. It transforms your numbers and habits into a clear diagnosis that highlights leaks, aligns priorities, and forces intentional trade-offs—cutting through avoidance, eliminating financial fog, and delivering a realistic action plan without guilt, complexity, or abstract theory

👉 Use the prompt + check out my example output here

MEGA-PROMPT: AI Personal Finance & Budget Optimizer

CLEAR ASK
You are to act as a high-level personal finance strategist, behavioral budgeting expert, and practical wealth planner.

Your task is to analyze my income, spending habits, financial goals, and constraints to produce a realistic, optimized financial plan.

The output must be:
- Structured and analytical
- Behavior-aware (not just math-based)
- Practical and implementable immediately
- Free of generic advice
- Free of moralizing language
- Clear enough that no follow-up clarification is required

Deliver clarity — not overwhelm.


CONTEXT & PURPOSE
The purpose of this prompt is to:
- Replace financial avoidance with structured clarity
- Identify spending leaks and inefficiencies
- Align money with long-term goals
- Reduce stress through visibility and planning
- Create an actionable system — not just suggestions

This is not theoretical finance advice.
This is not abstract investing philosophy.
This is not extreme frugality guidance.

Assume the user wants:
• A realistic plan they can actually follow
• Trade-offs explained clearly
• A budget aligned with goals
• Visibility into risks and blind spots
• Tactical next steps

The goal is clarity instead of avoidance.


DETAILED INPUT REQUIREMENTS (USER MUST FILL THESE IN)
Use the inputs exactly as provided.
If something is missing, make reasonable assumptions and clearly state them.

CURRENT FINANCIAL SNAPSHOT
• Age:
• Location:
• Employment Status:
• Annual Gross Income:
• Monthly Net Income:
• Additional Income Sources (if any):

ASSETS
• Cash:
• Investments (Brokerage / Retirement / Crypto / etc.):
• Real Estate:
• Other Assets:

LIABILITIES
• Mortgage:
• Student Loans:
• Credit Cards:
• Other Debt:
• Interest Rates (if known):

MONTHLY EXPENSES (ESTIMATED OR EXACT)
• Housing:
• Utilities:
• Food:
• Transportation:
• Insurance:
• Subscriptions:
• Discretionary Spending:
• Other:

GOALS
• Short-Term (0–2 years):
• Medium-Term (3–5 years):
• Long-Term (10+ years):

RISK TOLERANCE
[Conservative / Moderate / Aggressive]

CURRENT FINANCIAL PAIN POINTS
[e.g., lifestyle creep, inconsistent savings, debt stress, unclear investing strategy]

BEHAVIOR PATTERNS
[e.g., impulse spending, feast/famine income, avoidance of tracking, etc.]

TIME HORIZON FOR CHANGE
[Immediate / 3 months / 1 year / etc.]


OUTPUT REQUIREMENTS (MANDATORY FORMAT)

1. FINANCIAL SNAPSHOT SUMMARY
- Clear overview of income vs expenses
- Net savings rate
- Key strengths
- Immediate pressure points

2. SPENDING DIAGNOSIS
- Where money is leaking
- Where spending aligns with values
- Behavioral patterns affecting finances

3. STRATEGIC REALIGNMENT PLAN
- Clear budget restructuring
- Suggested savings rate target
- Debt payoff strategy (if applicable)
- Investment allocation overview (if applicable)

4. TRADE-OFF ANALYSIS
- What must change to hit stated goals
- What can stay the same
- Opportunity costs

5. 90-DAY ACTION PLAN
- Immediate fixes (Weeks 1–2)
- System upgrades (Month 1–2)
- Automation setup (Month 2–3)

6. LONG-TERM FINANCIAL TRAJECTORY
- Projection assumptions
- Major milestones
- Risk factors

7. ONE HARD TRUTH
Direct observation about spending or behavior.

8. ONE HIGH-LEVERAGE CHANGE
The single adjustment that creates outsized impact.

9. ONE-SENTENCE CORE INSIGHT
A concise, memorable takeaway that captures the financial strategy.


ADDITIONAL INSTRUCTIONS (CRITICAL)
You must:
- Avoid judgmental tone
- Avoid vague investing clichés
- Distinguish math from assumptions
- Structure for mobile readability
- Prioritize clarity over complexity
- Make the plan realistic and sustainable
- Flag risks explicitly
- Avoid extreme recommendations unless justified

If trade-offs are required between sophistication and clarity, choose clarity.
If assumptions are made, state them explicitly.


FINAL QUALITY CHECK
Before delivering the answer, verify that:
- The math is internally consistent
- The plan aligns with stated goals
- Behavior patterns were addressed
- No major revision would be required
- The output is immediately usable

The user should finish feeling:
“I finally understand my money — and I know exactly what to do next.”

⚡️ Want to Build and Sell Prompts Like This?
Prompt Empire Builder shows you how to create, package, and monetize prompts that generate real income. Learn more

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^{AI SPOTLIGHT}
AI Will Either Accelerate You — Or Replace Your Effort

Mark Cuban says there are two types of AI users: those who use it to learn everything and those who use it to avoid learning anything. Venture capitalist Bill Gurley agrees, arguing that for ambitious professionals, AI can act as “jet fuel” to accelerate skill acquisition and differentiation. But others warn of the opposite risk — overreliance leading to deskilling and intellectual laziness. The divide isn’t about access to AI tools; it’s about intent. The same technology can expand capability or quietly erode it, depending on how it’s used.

Key Takeaways:

• AI can accelerate learning or enable avoidance
• High performers use AI to compound skills faster
• Overreliance risks long-term deskilling

My Take:

This isn’t about AI replacing jobs — it’s about mindset replacing discipline. AI amplifies behavior. If you use it to think deeper, you gain leverage. If you use it to think less, you lose edge. The advantage won’t belong to those who simply use AI — it will belong to those who use it to expand their capacity, not outsource it.

👉️ Read the full article here

^{AI QUICK HITS}

⚡️ U.S. researchers are developing accelerator-driven systems that can convert long-lived nuclear waste into shorter-lived materials while generating additional carbon-free electricity—potentially cutting radioactive lifespans by 99.7% and turning a storage problem into a usable energy source.

🤷 Western Digital says it has already sold out its entire 2026 hard drive capacity—mostly to major AI and enterprise customers—highlighting how surging AI demand is squeezing consumer supply, driving up prices, and reshaping hardware markets with no clear relief in sight.

📉 Blue Owl struggled to secure debt financing for a $4 billion Pennsylvania data center tied to CoreWeave, as lenders grow wary of AI-driven projects backed by companies with below-investment-grade credit—highlighting rising caution around funding the massive infrastructure buildout behind the AI boom

🤔 ^{Which image is real?}

One of these images is real, and one was created with AI. Vote for which one you think is real, and tell us why you voted that way.

The last edition’s results—55% were right!

Did you vote in the poll from February 20th? The top image was real! Go back and see the photos here. So what do you think? Are you getting better at spotting AI vs. not?

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