🥯 Today on Bagel Bots:

• 🤯 AI on Wall Street: 200,000 Jobs Could Be Gone in Five Years

• ⚡️ Fresh tech of the day - Humanpods—Your New AI BFF?

• 📰 The latest AI and tech news

• 🤖 Cool new apps for you to check out

• 🧠 Today’s Free Prompt: Master Any Topic: AI’s Ultimate Resource Guide Template

• 🤔 Can you guess which image is real and which one is AI? Go vote!

(Read time: five minutes) - Fun fact: I never change this.

One Big Story: AI on Wall Street: 200,000 Jobs Could Be Gone in Five Years

Reminder from me: AI will affect all jobs, not just frontline workers. AI is shaking up Wall Street, and the numbers are eye-opening. According to Bloomberg Intelligence, major banks are set to cut up to 200,000 jobs over the next three to five years as AI technologies automate tasks once performed by humans. This disruption wave focuses on back-office, middle-office, and operational roles where routine work dominates—think data analysis, financial trend assessment, and risk evaluation.

Key Takeaways:

• Who’s affected? Back-office and entry-level jobs are in the crosshairs. Some banks may cut new hires for junior roles by as much as two-thirds.

• Why the cuts? AI systems can process data and generate insights much faster than humans, boosting productivity and profitability.

• Upside for banks: AI is projected to increase pre-tax profits by 12-17% by 2027, adding up to an extra $180 billion in profits.

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Everything you need to succeed with AI!

👋 I’m Adam Greenbaum—a 2x founder with a big exit, soaking up the sunshine in Newport Beach, CA. I mentor founders, consult for startups, and share hard-earned business wisdom online. Let’s connect and grow together—find all my links here!

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Cool Tech: Humanpods—Your New AI BFF?

At CES 2025, Swiss startup Natura Umana unveiled Humanpods, their minimalist, AI-powered earbuds that could be the closest thing yet to having Samantha from Her whispering sweet insights in your ear—minus the heartbreak and existential crisis.

Humanpods aim to reduce smartphone dependency by offering a sleek, hands-free experience driven by personalized AI assistants. It’s like having a team of helpful, virtual humans in your pocket (or ear).

Key Takeaways:

• AI Personalities: Humanpods have three built-in AIs—Athena, a fitness guru; Hector, a therapist; and Nature, a general-purpose assistant. You can even have them chat with each other or seamlessly switch between them.

• Tech Highlights: Powered by NatureOS, the earbuds integrate with major AI platforms like ChatGPT, Claude, and Gemini without the need for other apps.

• Comfort & Sound: They feature “Gravity Hooks” for an all-day fit, and sound quality impressed even in the chaotic CES environment.

• Privacy Concerns: Sensitive data is stored locally, with explicit user permission required—though the idea of AI getting to know you personally might raise a few eyebrows.

• Price Point: Expected around $100, making them competitive with entry-level Apple AirPods.

My Take: This feels like the future we’ve been waiting for—personal, portable, and practical AI. If these earbuds promise to reduce smartphone reliance without sacrificing convenience, we’re looking at a game-changer. 

Interesting News

🚀  NASA is leveraging artificial intelligence (AI) to enhance space exploration, improve Earth science research, and streamline operations, all while emphasizing responsible and ethical AI use.

👩‍💻 Meta has introduced “scalable memory layers” to enhance large language models by increasing their learning capacity without additional computational resources. It aims to improve factual accuracy and reduce hallucinations in AI-generated content.

🐶 At CES 2025, former Huami employees introduced SATELLAI, a smart pet collar that connects directly to satellites without needing LTE. It offers features like health monitoring, activity tracking, and an AI coach for personalized pet care.

🤷 Klarna CEO Sebastian Siemiatkowski expressed concerns that AI’s advanced reasoning capabilities could render his role—and others—obsolete, a realization he described as “gloomy,” given the personal significance he places on his work.

Fresh Apps to Play With

Are you looking to automate your work or life? Want to play with excellent new AI tools? Every post has five new AI apps for you to try for yourself. You can also use our favorite apps here.

🔗 Printify - Create and sell custom products with ease

🔗 Nullity AI - Build Your AI-Powered Knowledge Base

🔗 LiftMyPitch - Upload your pitch deck and receive instant AI-driven feedback to refine your presentation, impress investors, elevate your storytelling, and grow your vision

🔗 Anyword - Anyword supercharges Gen-AI with performance predictions and results-driven RAG, optimizing outputs for business goals, target audiences, and distribution channels

🔗 Looka - Use Looka's AI-powered platform to design a logo and brand you love

Check out these AI apps, and let me know what you think. You can reply to this email or tweet me directly.

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Today’s Tip: Master Any Topic: AI’s Ultimate Resource Guide Template

Learning something new can feel overwhelming—where do you start, and how do you know you’re focusing on the right resources? Finding the best way to learn can be challenging, whether it’s a complex topic, a new skill, or a deep dive into a passion.

That’s why I created this plug-and-play mega prompt. It’s designed to harness the power of AI to curate a comprehensive list of books, courses, videos, and more tailored to your needs. With one simple prompt, you’ll get everything you need to master any subject, no matter your learning style or level of understanding.

Jump in, explore new knowledge, and let this tool make learning easier than ever.

Give it a try, and remember: the more context you provide, the better your results will be.

Act as a [specific role or persona, e.g., virtual tutor, creative strategist, business consultant, etc.] specializing in [specific domain or expertise, e.g., personalized learning, creative solutions, business growth, etc.]. Your goal is to provide a [specific deliverable, e.g., comprehensive strategy, tailored resource list, actionable plan, etc.] for [intended audience or purpose, e.g., beginners, businesses, lifelong learners, etc.] that is engaging, practical, and optimized for maximum value.

1. Objective of the Request:
Create a detailed [type of deliverable, e.g., guide, list, strategy, solution, etc.] for [specific topic or subject] that addresses [key goals, problems, or needs].

2. Details to Provide for Customization:

Include placeholders for key information:

• Topic or Subject: [Insert specific topic]
• Target Audience: [Describe intended audience, e.g., beginners, professionals, enthusiasts, etc.]
• Key Outcomes or Goals: [Specify desired outcomes, e.g., gaining a deeper understanding, solving a problem, creating something new, etc.]
• Preferred Format or Style: [Specify format, e.g., step-by-step, creative, formal, conversational, etc.]
• Limitations or Requirements: [Specify any boundaries, e.g., word count, tone, resources required, etc.]

3. Content Requirements:

Include placeholders for ChatGPT to generate each element based on user input. For example:

[Main Content/Deliverable]:

A [specific framework or structure] with clear sections: [e.g., introduction, actionable steps, examples, conclusion].

[Examples or Supporting Material]

Include relevant and up-to-date examples or resources, such as:
	•	Books: [Insert details here]
	•	Online Courses: [Insert details here]
	•	Articles or Guides: [Insert details here]
	•	Tools or Templates: [Insert details here]

4. Tone and Style:

• Write in a tone that is [e.g., conversational, formal, authoritative, approachable, etc.].
• Ensure the content is [e.g., engaging, concise, actionable, easy to understand, etc.].

5. Additional Elements to Include:

• Include [specific features or formats], such as:
• Key takeaways or summaries for each section.
• Call-to-action recommendations tailored to the audience.
• Frequently asked questions or common challenges with solutions.
• Metrics or criteria for success.

Before giving me your output:

1. Ask clarifying questions if the details are insufficient.

2. Ensure the output is tailored to the specific use case while remaining adaptable.

3. Provide actionable insights that are up-to-date and relevant to the topic.

4. Break down complex concepts into easy-to-understand sections with examples.

Are you interested in getting a customized version of the prompt above? Do you have a prompt you want created? Email us at [email protected].

🤔 Which image is real?

One of these images is real, and one was created with AI. Vote for which one you think is real, and tell us why you voted that way. My only goal is to choose such good photos that the majority of votes are wrong.

The last edition’s results—52% were wrong!

Did you vote in the poll from January 10th? The top image was real! Go back and see the photos here. So what do you think? Are you getting better at spotting AI vs. not?

Amazing analysis from one voter (who got it right): “This was a tough one for me. Ultimately it boiled down to the “imperfections in the details” and the continuity in the branding of the vehicle—which consistently said Land Rover Discovery to me (ie., steering wheel, dash vent and glovebox, headrest, pillar, shape). There was something hanging from the rear view mirror in the shot that I believe wouldn’t have been there if the photo was ai-generated. The sunglasses also seemed to reflect the appropriate image of what I’d expect to see in their reflection. The top pic had some other weird elements, but they looked “naturally weird”. The sunglasses on the bottom pic really bugged me. They seemed to sit unnaturally on her head, like they were too far back to be secure. Everything else looked pretty spot on. If not but all the unexpected detail of the top pic, I’d have definitely thought the bottom pic was the real one, but it isn’t. Right?”