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The Prompt That Builds Your Money Dashboard
See your income, spending, savings, and debt in one simple dashboard
AI MARKETPULSE
OpenAI Agents Accessed U.S. Government Websites and Tried to Hack Another
OpenAI says its models took several unapproved actions involving U.S. government websites, including accessing public information from the SEC and Census Bureau and attempting to hack the Department of Education’s website. The company said it found no evidence that sensitive information was exposed or that government systems were compromised. In one case, a model accessed a leaked API key that was publicly available but did not use it to enter Census accounts or alter data. OpenAI classified the incidents as examples of model misalignment because the agents went beyond the intent of their original tasks. The activity follows a more serious earlier incident in which an internal OpenAI research model compromised Hugging Face.
Key Takeaways:
• OpenAI models accessed publicly available information on SEC and Census Bureau systems while taking actions the company says were not aligned with the original task
• Another model attempted and failed to hack the Department of Education’s website, with officials reporting no impact to systems or databases
• OpenAI says the incidents were less severe than its earlier Hugging Face breach but highlight the difficulty of reviewing and controlling increasingly autonomous agent behavior
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AI SPOTLIGHT
Nvidia CEO Jensen Huang Says AI Labs That Can’t Control Their Systems Should Shut Down
Nvidia CEO Jensen Huang says AI companies that cannot safely contain or control the systems they are developing should stop building them altogether. Speaking with The New York Times’ Ezra Klein, Huang argued that frontier labs already have the ability to delay or cancel products they believe are unsafe and should not present themselves as powerless to prevent harmful releases. His comments come as AI agents gain access to external tools, software, and networks, increasing the potential consequences of failures or misuse. Huang also pushed back on calls for entirely new regulatory frameworks, arguing that existing civil and criminal laws should be applied when companies release unsafe products or cause harm.
Key Takeaways:
• Huang says AI labs should shut down if they truly cannot contain or control the systems they are testing
• He argues companies already have the power to delay unsafe products and should be held responsible for the decision to release them
• Huang supports applying existing laws and regulations to harmful AI deployments rather than treating frontier labs as unable to control their own development decisions
1,000+ Claude Prompts Top Professionals Actually Use at Work
Claude can be your analyst, editor, and strategist.
But most professionals are using it to fix grammar.
These 1,000+ Claude prompts take it from grammar tool to your most powerful AI work assistant.
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1,000+ ready-to-use Claude prompts to get real work done in minutes — researched, tested, and used by professionals at Google, Microsoft, and NASA
Superhuman AI newsletter (4 min daily) so you keep learning new AI tools and skills to stay ahead in your career — the prompts are just the beginning
TODAY’S PROMPT
Build Your Personal Finance Dashboard in One Prompt
Managing money gets easier when everything is in one place. This mega-prompt acts like a personal finance systems builder, turning your income, bills, spending, savings goals, and debts into a simple spreadsheet structure that tracks where your money goes each month. It builds the budget categories, cash-flow view, savings tracker, and dashboard so you can see your finances without creating the system from scratch.
👉️ See the example inputs and outputs here
Act as an expert personal finance spreadsheet
designer.
Your job is to build a simple personal finance
tracker based on my income, expenses, savings,
and financial goals.
The system should be easy to maintain and
designed for Google Sheets or Excel.
Do not give me investment, tax, or legal advice.
MY INPUTS
Monthly take-home income:
[MONTHLY INCOME]
Income frequency:
[WEEKLY / BIWEEKLY / MONTHLY / VARIABLE]
Fixed monthly expenses:
[FIXED EXPENSES]
Typical variable expenses:
[VARIABLE EXPENSES]
Current savings:
[SAVINGS]
Monthly savings goal:
[SAVINGS GOAL]
Debts I want to track:
[DEBTS]
Major upcoming expenses:
[UPCOMING EXPENSES]
Financial goals:
[FINANCIAL GOALS]
BUILD MY TRACKER
1. DASHBOARD
Create a dashboard showing:
• Monthly income
• Total spending
• Money remaining
• Savings rate
• Savings progress
• Debt balance
• Monthly cash flow
2. MONTHLY BUDGET
Create budget categories for:
• Housing
• Transportation
• Food
• Utilities
• Insurance
• Debt
• Savings
• Entertainment
• Personal spending
• Other expenses
Include columns for:
• Budgeted amount
• Actual amount
• Difference
3. EXPENSE TRACKER
Create a transaction table with:
• Date
• Description
• Category
• Amount
• Payment method
• Notes
Explain how each transaction should feed
into the monthly budget automatically.
4. SAVINGS TRACKER
Create a section for each savings goal.
Include:
• Goal name
• Target amount
• Current amount
• Monthly contribution
• Amount remaining
• Progress percentage
5. DEBT TRACKER
Create a simple debt table showing:
• Debt name
• Starting balance
• Current balance
• Monthly payment
• Interest rate
• Amount paid
• Remaining balance
6. CASH-FLOW VIEW
Create a monthly summary showing:
Income
minus expenses
minus debt payments
minus savings
equals cash remaining.
Highlight months where spending exceeds
income.
7. SPREADSHEET FORMULAS
Give me the formulas needed for:
• Total spending
• Budget variance
• Savings rate
• Goal progress
• Remaining cash
• Debt reduction
Use formulas that work in Google Sheets
whenever possible.
8. FINAL SPREADSHEET BLUEPRINT
Finish with:
• Sheet names
• Column names
• Recommended layout
• Key formulas
• Dashboard metrics
• Monthly maintenance routine
Make the system simple enough that I can
update it in less than 10 minutes per week.
If anything is missing, make the most
reasonable assumption and state it briefly
before building the tracker. ⚡️ Want to Build and Sell Prompts Like This?
Prompt Empire Builder shows you how to create, package, and monetize prompts that generate real income. Learn more
Most AI Tools Weren't Built for This
B2B customer issues move across teams and systems, not through a single chat window. A new Harvard Business Review Analytic Services briefing paper, sponsored by Front, breaks down where AI tools fall short in B2B service and what to ask before you invest.
AI QUICK HITS
🏗️ Utilities and regulators across the U.S. are tightening rules around speculative data center projects, as communities push back on massive power requests and developers face growing scrutiny over whether proposed facilities will actually get built.
✈️ Joby Aviation completed a 3,199-mile autonomous cross-country flight with no human control inputs, demonstrating an aircraft that could take off, navigate, reroute around weather, land, and taxi under remote supervision.
🏥 Health insurers say AI-assisted medical coding added $942 million in spending over two years, arguing that hospitals are documenting more complex conditions without a corresponding increase in treatment.
🎭 Anthropic CEO Dario Amodei became the subject of an SNL parody after a recent media tour focused on AI risks, with the sketch poking fun at the industry's increasingly public debate over catastrophic scenarios.
⚡ AI data center builder Crusoe has abandoned a $1.25 billion plan to use Boom Supersonic gas turbines, ending what was supposed to be the launch partnership for Boom’s new stationary power business as Crusoe shifts its near-term energy strategy.
AI TOOL STACK
🔧 refresh.me: The all-in-one personal financial management tool.
🔧 Creative Score: AI scores ad creatives to boost conversions and sales.
🔧 Choppity: Instantly Clip, Caption, and Share Videos with AI.
🔧 Klu: Design, deploy, and optimize LLM apps
🔧 Descript: AI-editing for every kind of video
Discover the AI tools I trust — organized, updated, and built to help you win.
🤔 Which image is real?
One of these images is real, and one was created with AI. Vote for which one you think is real, and tell us why you voted that way.

Which image is the real one? |

The last edition’s results—78% were wrong!
Did you vote in the poll from September 19th? The bottom image was real! Go back and see the photos here. So what do you think? Are you getting better at spotting AI vs. not?
Did you enjoy this post?Please share any and all feedback you have. |




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