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My Budget Was a Disaster (Until AI Saved Me Thousands)
One AI prompt turned my spending chaos into real savings
🥯 Today on Bagel Bots:
🤯 By 2032, AI Could Automate a Month of Human Work
⚡️ Cool Tech: Humanoid Robots Are About to Have Their “iPhone Moment”
🔥 Featured Tool: This AI Tool Summarizes Any Video or Article in Seconds
🤖 Cool new apps for you to check out
🎙️ Conversations Worth Your Time: What Happens When AI Builds Itself?
🧠Today’s Free Prompt: I Finally Stopped Wasting Money—and It Only Took One AI Prompt
🤔 Can you guess which image is real and which one is AI? Go vote!
🤯 One Big Story: By 2032, AI Could Automate a Month of Human Work
We talk a lot at Bagel Bots about how fast AI is moving, but this new research lays it out in a way that’s hard to ignore. Scientists just found that AI’s ability to handle longer, more complex tasks is doubling roughly every seven months. In practical terms, that means AI isn’t just beating humans at quick tasks like search and text generation anymore—it’s getting better at bigger, real-world projects that take hours or days.
The study measured how long AIs can stay focused and execute without making mistakes, compared to human workers. Right now, AI systems can reliably handle tasks that take a few minutes, but struggle with anything over four hours. That gap, however, is closing fast. Researchers predict that by 2032, AI could automate an entire month’s worth of human software development—a mind-bending leap from where we are today.
🔑 Key Takeaways:
AI’s ability to complete longer tasks is doubling every 7 months
Researchers expect AI could automate a month’s work by 2032
Generalist AI agents are likely to emerge by 2026, handling tasks across days, not just minutes
This shift could reshape work, productivity, and even how we manage daily life
Hedge Funds Give Up Half Their 2025 Gains—Why Institutions Are Considering Private
Goldman Sachs just revealed hedge funds have surrendered half of their gains this year (as of early March). Meanwhile, institutional investors are devoting capital into private markets, seeking asset classes with lower volatility for a portion of their strategies. One of the historical beneficiaries? Blue-chip art. Unlike hedge funds and stocks, the art market has near-zero correlation to other asset classes. As tariffs have rocked all markets this year, major auction houses have already held two auctions. Additionally, Masterworks data shows contemporary art has outpaced the S&P 500 by 32% overall for the last 30 year period. Masterworks makes this exclusive market accessible, allowing anyone to invest in shares of multimillion-dollar artwork offerings featuring artists like Picasso and Banksy. With 23 exits to date—all profitable—Masterworks has over $1 billion dollars of invested capital from their 68,000+ active investors, distributed across their 450+ offerings.
⚡️ Cool Tech: Humanoid Robots Are About to Have Their “iPhone Moment”
At Bagel Bots, we always talk about how AI and robotics are changing the world faster than anyone realizes—and this is one of those moments you’ll want to remember. Brett Adcock, founder of Figure AI (and previously Archer Aviation), recently revealed how his team built a working humanoid robot in just 31 months—and why he believes we’re on the verge of an "iPhone moment" for robotics.
Adcock envisions humanoid robots as the ultimate platform for deploying Artificial General Intelligence (AGI). Instead of AGI being locked inside servers, humanoid robots could act, learn, and adapt in the physical world. Figure has already signed BMW as a commercial customer, and they’re forecasting humanoid robots priced around $20,000–$30,000, affordable enough for widespread home and workplace adoption within the next few years. From washing dishes to walking the dog, multiple robots per household could soon be reality—not science fiction.
🔑 Key Takeaways:
Figure AI built a working humanoid robot in just 31 months, now being used at BMW
Humanoids are seen as the key "deployment vector" for bringing AGI into the real world
Home robots could lease for ~$300/month, performing everyday chores within this decade
Figure abandoned external AI vendors and built Helix, its own AI brain to generalize and complete unfamiliar tasks
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🔥 Featured Tool: This AI Tool Summarizes Any Video or Article in Seconds
If you're tired of spending hours digging through videos, blogs, and podcasts just to find the good stuff, this tool is a total game-changer. I’ve been using it to break down long content into clean, skimmable takeaways—and it’s saved me more time than I want to admit.
🔑 Key Takeaways:
Summarize YouTube videos, blog posts, podcasts, and more in seconds
Extract key ideas, quotes, timestamps, and action steps automatically
Save hours on research, scripting, learning, and content planning
Perfect for creators, marketers, writers, and anyone who needs fast insights
🎥 See how TubeOnAI saves you hours every week—watch the demo.
Start the new year on a high note with Cornbread Hemp
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Fresh Apps
Are you looking to automate your work or life? Want to play with excellent new AI tools? Every post has five new AI apps for you to try for yourself. You can also use our favorite apps here.
đź”— TTSOpenAI - Turn any text into ultra-realistic speech with OpenAI voices
đź”— Stockimg.ai - Design AI posters, covers, and stock images effortlessly
đź”— Vidnoz AI - Make stunning AI videos 10x faster, 100% free
đź”— Amplemarket - Step into the future of sales: Human + AI
đź”— Perplexity AI - Get instant, accurate answers with AI-powered smart search.
Today’s Free Tip: My Budget Was a Disaster (Until AI Saved Me Thousands)
Managing money doesn’t have to be complicated. I used to waste hours tracking expenses and trying to build the "perfect" budget—until I created this simple Financial Minimalist Mega-Prompt. It helped me slash wasteful spending, automate my savings, and finally start making real progress toward my goals.
If you want to save more, spend smarter, and build momentum without drowning in spreadsheets, this prompt makes it easy. Just answer a few quick questions and let ChatGPT build a personalized, actionable plan to help you stay on track.
👉 Copy. Paste. Save Money. Start your personalized budget now.
Clear Ask:
Act as a financial minimalist. Ask me about my recurring expenses, spending triggers, and financial goals. Then, create a lean, high-impact monthly budget that helps me prioritize savings and cut unnecessary spending.
What You Provide:
• Your recurring monthly expenses (rent, utilities, subscriptions, etc.)
• Your biggest spending triggers (boredom, emotional spending, lifestyle inflation, etc.)
• Your short-term and long-term financial goals
• Your monthly income and any debts (optional but helpful)
What You’ll Get:
• A clear monthly budget, broken down into Needs, Wants, and Savings
• Simple strategies to control spending triggers and stick to your goals
• Recommended tools or apps to track your finances effortlessly
• Immediate action steps + a plan to review and adjust your budget every quarter
🎙️ Conversations Worth Your Time
How AI Could Trigger an Intelligence Explosion by 2027
Scott Alexander and Daniel Kokotajlo just dropped one of the most detailed AI forecasts I’ve heard yet. Their "AI 2027" project predicts a fivefold surge in progress over the next few years, fueled by AI agents advancing their own capabilities—possibly leading to a full-blown intelligence explosion by mid-2027. They warn that without radical transparency, hidden misalignments could spiral out of control fast.
Dive deeper into the full conversation:
🎧 Listen here
🤔 Which image is real?
One of these images is real, and one was created with AI. Vote for which one you think is real, and tell us why you voted that way. My only goal is to choose such good photos that the majority of votes are wrong.

Which image is the real one? |

The last edition’s results—88% were right!
Did you vote in the poll from April 26th? The top image was real! Go back and see the photos here. So what do you think? Are you getting better at spotting AI vs. not?
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